Das die Plattform nach wie vor einen Großteil des P2P Marktes beherrscht und der Erfolg dafür spricht, dass man bei Mintos einiges richtig. Dafür eignet sich diese P2P Platform Mintos bestens! Obendrein ändert Mintos dann auch noch seine AGBs, aber sowas von zugunsten des Unternehmens und. Mintos ist ein Marktplatz für Peer-to-Peer-Darlehen. Er verbindet Kleinanleger mit Kreditnehmern vieler Kreditgeber. Investieren Sie in Darlehen und verdienen.
FÃŒr andere kaufenDafür eignet sich diese P2P Platform Mintos bestens! Obendrein ändert Mintos dann auch noch seine AGBs, aber sowas von zugunsten des Unternehmens und. Das die Plattform nach wie vor einen Großteil des P2P Marktes beherrscht und der Erfolg dafür spricht, dass man bei Mintos einiges richtig. Mintos macht Investitionen in P2P-Kredite leicht. Investieren Sie in Ihre finanzielle Zukunft und verdienen Sie mit unseren attraktiven Zinssätzen ein passives.
P2p Mintos Výhody a nevýhody platformy Mintos Video5 Mintos Alternatives You Should Consider in 2020 🤩 [BEST PLATFORMS] Mintos macht Investitionen in P2P-Kredite leicht. Investieren Sie in Ihre finanzielle Zukunft und verdienen Sie mit unseren attraktiven Zinssätzen ein passives. Mintos ist ein Marktplatz für Peer-to-Peer-Darlehen. Er verbindet Kleinanleger mit Kreditnehmern vieler Kreditgeber. Investieren Sie in Darlehen und verdienen. Das Mintos Handbuch: Erfolgreich in P2P-Kredite investieren: Ein Leitfaden für Privatanleger eBook: Wörner, Sebastian, Franzen, Sventja: jandalsandabackpack.com Dafür eignet sich diese P2P Platform Mintos bestens! Obendrein ändert Mintos dann auch noch seine AGBs, aber sowas von zugunsten des Unternehmens und. On This Board; You cannot create threads.: You cannot reply to threads.: You cannot create polls. Mintos makes P2P investing easy. Invest in your financial future and start earning passive income from our attractive interest rates. Mintos has announced that the Finitera subsidiaries Kredo (23/) and Tigo (32/) will be sold to Mogo by the end of the year. As Kristaps Mors notes in this recent post, there are common shareholders between Mogo and Finitera (and Mintos itself). Mintos macht Investitionen in P2P-Kredite leicht. Investieren Sie in Ihre finanzielle Zukunft und verdienen Sie mit unseren attraktiven Zinssätzen ein passives Einkommen. How much can you earn investing in peer-to-peer lending? See performance statistics for peer-to-peer investments made on Mintos marketplace for loans. Rick Lusitano. We have cut the score from 53 to Mintos loan originators operate with both direct and indirect investment structures and this is always clearly marked when browsing the companies. None of these loan originators were major participants in the Mintos marketplace. This acquisition, and the price paid looks very Paypal Geld Auszahlen given the current circumstances of Mogo. Um unseren Test besser nachvollziehen zu können, werfen wir zunächst einen Blick auf unsere Testkriterien und gehen kurz Elfer Tipp ein, warum wir diese für besonders wichtig halten. We decided to Was Kostet Ein Jahreslos Der Glücksspirale just that. The feature quickly became very popular, and a lot of other crowdfunding platforms later implemented similar features. Dadurch können Investoren zum Teil hohe Renditen natürlich zu entsprechendem Risiko einstreichen. It sold another P2p Mintos Sebo to Mogo. Ces notions Ziehung Deutsche Sportlotterie importantes.
IUVO Group. Robo Cash. Both individuals and entities can invest through Mintos. If Mintos is a scam is in the root of the question very hard to say, but if it is a scam it is an extremely well played scam and it is very unlikely that Mintos is a scam.
But what is exactly meant by scam? Is it a pyramid scheme? It could be a pyramid scheme in which some of the loan originators never have issued the loans sold through Mintos and it can not be checked by every investor because of the anonymity there is to private individuals and it would be wrong to publish this information of persons debt but again, if it is a pyramid scheme it is a very large one that is involving a lot of people and with the size of this platform it must be safe to say that it is very unlikely that Mintos is a scam.
Yet this is exactly why it is very important with regulation in this area. Mintos looks very much like a legit platform that is a safe place to have your hard earned money, but the real question here is if all the loan originators selling loans to investors on the Mintos platform , are legit and safe businesses which comes down to the one loan originator company and its financials.
Overall Mintos as a platform is financially profitable and is one of the biggest peer-to-peer lending platforms in the market, both in terms of how much is funded through the platform but also in the amount of investors on the platform.
Most loans come with a buyback guarantee and there are many loan originators to diversify the investment between. Please note that this overview may contain affiliate links.
It means that a commission is earned if you decide to invest after using the link — of course without additional costs to you. The information on this site does not constitute investment advice and is solely to give you a simple and easy overview of the platform.
Always conduct your due diligence and consult your financial advisor before making any investment decisions. Skip to content.
Total Funded:. Wer sich hier investiert, sollte sich bewusst sein, dass das investierte Geld komplett verloren gehen kann. Denn je höher das Risiko ist, desto höher ist auch die Rendite.
Deswegen raten wir dazu, das angelegte Geld breit zu streuen, auf verschiedene P2P Plattormen zu diversifizieren und die Investments bewusst auf diverse sichere bzw.
P2P ist eine Abkürzung für peer to peer, bedeutet in diesem Fall also von Privatperson zu Privatperson. Dadurch können Investoren zum Teil hohe Renditen natürlich zu entsprechendem Risiko einstreichen.
Finanzfluss Team Stand: 29 Juli P2P Kredite Vergleich. Falls du dich in P2P Kredite investieren möchtest, kannst du dich an diesen orientieren.
Der klare Sieger unseres Tests ist der lettische Anbieter Mintos. Es lohnt sich also, einen Blick auf diese P2P Plattform zu werfen.
Aber auch der estnische Konkurrent Bondora hat sich in den vergangenen Jahren gemausert und besticht durch ein gutes Angebot.
Tipp Während du bei den drei deutschen Anbietern deine Investition von zum Beispiel 1. Essentially, the buyback guarantee is a guarantee issued by the loan originators to the investors.
Through the guarantee, the lending companies on Mintos promise to buy back a particular loan — if the borrower is more than 60 days late with payments.
Here you will be paid both the nominal value of the outstanding principal as well as the accrued interest. On the individual loan, you will be able to see if it is protected by a buyback guarantee by looking for a shield.
Loans marked with a shield on the loan list are protected. Please be aware that the different lending companies on Mintos can have different terms.
For example, it is not certain that all the lending companies are paying interest on delayed payments. By visiting the primary or secondary marketplace on Mintos.
You can visit the website here. Mintos was one of the very first P2P platforms in Europe to introduce a secondary market to its investors.
The feature quickly became very popular, and a lot of other crowdfunding platforms later implemented similar features. However, to this day Mintos still have one of the best secondary markets in the industry.
Some investors have been able to sell millions of Euro worth of loans in just a few days on the secondary market.
So if you want to sell a smaller portfolio of loans then it should not take long. It is really easy to buy and sell loans in the secondary market.
If you would like to buy a loan there, you can find the secondary market as shown above on Mintos website. Here you can find exactly the loans you want to buy through various filters.
Some investors try to find good deals in the secondary marketplace, but we do not recommend that you do it manually as it can be a very time-consuming process.
In Mintos secondary market, it is possible to invest via auto-invest in the same way as you can in their primary market. In our opinion, it makes much more sense, since you do not have to spend hours manually selecting the loans.
If you want to sell your loans, then the secondary market is a great tool. Here you can sell the loans you own in a very short time.
You can either choose to sell individual loans or sell all your loans at once. You should be aware that there is a 0. The fee only applies if you are a seller and not if you are a buyer.
If you need cash quickly, you may want to consider selling your loans at a small discount. Then they will be picked up more quickly by investors looking for a bargain.
At Mintos, it is possible to sell and buy loans with discounts, at par value, or with a premium on the secondary marketplace.
Below you can see how the loans are typically distributed:. As you can see, most loans on the secondary marketplace are sold at a discount.
However, you can use this to your advantage by buying up a lot of bargains. In March , the platform established a dedicated Mintos team containing 11 persons for developing an app for the investors.
In December , a beta version for iOS was released, and later, in January , the Android version followed. With the release of a mobile application, Mintos aims to make it easier than ever to invest in loans from its marketplace.
At this point in time, not all features you can find on the website are yet available on the mobile application. However, Mintos is currently working towards implementing more of the web features on the app.
But at the time being, many investment features are not available for mobile. And even if you want to use the Mintos mobile app, you will still have to sign up via the website first.
Another feature we think should be mentioned in this Mintos review is the risk ratings on the platform.
In , Mintos became the first P2P lending platform in Europe to introduce loan originator credit ratings.
So whether you deal with loans on the primary market, the secondary, or when you are making use of the auto-invest features on the platform, you will quickly notice a risk rating connected to the loan originator of the respective P2P loan.
Essentially, the Mintos rating is made to make it easier for the average investor to understand the risk associated with a Mintos loan originator of a specific loan on the marketplace.
If a loan originator has a bad rating, there could be a higher chance that they will not be able to fulfill their obligations like buying back loans with the buyback guarantee.
The rating is based on a specific assessment methodology conducted by Mintos. Podpora a servis. Welcome to Financer. Not your location? All Figures in EUR million profits annualised where appropriate.
Last update 21 November Mogo Jun Dec 4. Our Mintos lender ratings. Consider country risk too.
Latest rating changes - November Wowwo Wowwo published its audited financial statements for New: Podemos Progesar Podemos is a strange Mexican lender.
Farewell to Rating confirmed: Iute Iute released their Q3 report and the results continue to be strong. Placet Group Placet Group has long been one of the strongest loan originators on Mintos.
Wowwo Wowwo sensibly reduced the size of its loan book during 1H while still managing to grow its profit levels strongly compared to Kviku We cut Kviku's score ahead of the release of their 1H results.
Stale data Several loan originators have not provided any financial information since Changes in August Creditstar Creditstar published its results for 1H and we liked what we saw.
Evergreen Evergreen is a small British payday lender. Changes in July Rating confirmed: Iute Iute also released their H1 report and we were impressed with the results.
New: Finko UkrPozyka We don't like anything at all about this loan originator. Sebo - acquired by Mogo Sebo is a Moldovan lender that had been owned by Finko.
Rating confirmed: Agrocredit Agrocredit is one of the oldest loan originators on Mintos. Changes in June New: Finko Kiva Finko Group has somehow managed to suffer the loss of licences by two subsidiaries in the last 6 months - Metrokredit in Russia, and Varks in Armenia.
Changes in May Sun Finance At the end of Mintos announced that several loan originators were owned by the Sun Finance group.
Cashwagon Cashwagon's latest results are a little worrying. Watu Credit Kenyan lender Watu Credit is on fire right now. Credissimo Earlier this month we downgraded Credissimo for not publishing any final information since Cream Cream is one of the larger and most established Mintos loan originators.
GFM Kazakhstan is another country that is having a rough time right now. Zenka Kenyan lender Zenka released results up to March and they seem to be performing well, growing their loan book and capital, and heading into profitability.
Rating confirmed: Dinerito Mexican lender Dinerito is fairly 'average'. Changes in April New score: Aasa Aasa has finally published results for both and Rating confirmed: Capitalia It is hard to see what the point of Capitalia is.
E-Cash The business model of E-Cash doesn't seem to work. Hipocredit Hipocredit is a small mortgage lender based in the Baltic region.
Mikro Kapital Russia Mikro Kapital is another lender that we downgraded significantly earlier this month. Rapicredit Rapicredit is a small Columbian lender.
Everest Finance We cut the scores of all Polish lenders following the introduction of new laws in Poland that limits how much lenders can charge.
Next step: consider adding these sites to your portfolio. Share this: Click to share on Twitter Opens in new window Click to share on Facebook Opens in new window Click to email this to a friend Opens in new window.
Hello, Do you share your full methodology on these ratings? Thank you so much for your work. With the currency the way it is at the moment, what are your thoughts on Wowwo at the moment?
Just waiting for the Q3 financials now to see what effect the exchange rate has had on them. Are you aware of this? Thank you and regards.
Hi Centrino, we will try and get a response from Delfin Group on this question. OK great, thank you for your follow-up! Older Comments.
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Mintos Notes [ Gehe zu Seite: 1 , 2 , 3 ]. Neuer Kreditgeber: Zenka [ Gehe zu Seite: Zweitmarkt [ Gehe zu Seite: Kaufdatum und Zinsvergütung.
Mintos Risk Score. Mintos propose une garantie en cas de non remboursement sous 60 jours. Ces notions sont importantes.
Si nous mettons en rapport la notation de Mintos avec la notation de Fitch, par exemple, nous comprenons rapidement que les notations de Mintos sont plus laxistes.
Etape 3 : Vous pouvez maintenant investir avec Mintos!